Monthly Archives: May 2010

Giving You Some Credit! Credit.png

Mortgage rates are at an all time low, but do you qualify for a mortgage or refinance? How about a car loan?
Don’t be fooled by commercials with snappy jingles, the only place to get free credit reports as mandated by law is: https://www.annualcreditreport.com. This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. These are not the numerical “credit scores” (although they’d be happy to sell you those), but will show you your credit history.
It’s interesting to see differences that may crop up and how they structure the reports differently. Knowing what’s in your credit report will allow you to address any problems or errors before you apply for that loan.
In debt? Having credit troubles? Don’t rely on slick guys making money via infomercials. We have books and articles offering sound advice from experts. Visit the Library and Ask Us!
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You Can Do It Yourself! do it yourself.jpg

For all you homeowners and renters who want – or need – to fix it yourself, the library has a wide range of books, videos, and magazines to help with your tasks.
There are general guides such as Black & Decker’s The Complete Photo Guide to Home Improvement found in the 643.7 section. To solve plumbing problems, look in the 696 section. You will find books on home wiring in 621. To tackle a home appliance repair, try the books in 643.6. In our magazine section, you will find The Family Handyman, Make, Renovation Style, This Old House and many more. Please ask us to find what you need.

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There are many helpful web sites for the do-it-yourselfer. Some of the best include Acme How To, providing step-by-step troubleshooting and repair of common household problems.
The DIY Network is an entire cable channel dedicated to home repair.
HGTV and This Old House have web sites with lots of helpful information.
Trying to be green? Renovation Nation provides renovation and repair information that uses environmentally friendly products and methods.
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Be Kind to Animals Week May 2 – May 8 ADV-advocacy-navbanner2.jpg

American Humane Association has celebrated Be Kind to Animals Week since 1915. Learn more about how you can help pets and wildlife at their official site.
Thinking of adopting a dog? How about a cat? If you’re considering adopting a pet or just want to keep your current critters healthy and safe, visit the Library for a book or article about your furry, feathered or finned friends. We’d be happy to show you or your child books about pet care, endangered animals, or even how to humanely keep those deer from eating your garden.
If you enjoy reading about animals, we have a book list for you, too.
So, while this is a special week to learn to care for animals, we can help you all year long to be good to the animals in your life.
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